If you own a corporation or a company in partnership with others and would want to file for bankruptcy, hiring a bankruptcy attorney would be the best option for you. However, if you are just an individual, there is nothing wrong with filing for bankruptcy without involving an attorney. However, you have to take note of the fact that there are several bankruptcy questions that may require you to seek the advice of an expert. This therefore means that even if you are filing for bankruptcy without a lawyer, you will still need advice from him or her on how to go about the process.
When filing as an individual without an attorney, the first step that you should take is to look for a http://thebankruptcypeople.com/ consultant. This has to be someone who understands and has got enough experience on bankruptcy. The main reason for this is because, the rules that are involved in the process are normally very technical and requires the support of an expert for you to be able to understand them. Missing any step in the process may greatly affect your rights. This requires that even if you will be filing alone, you need to first undergo proper guidance and counseling from a competent bankruptcy attorney.
After you have undergone guidance from the attorney, you will need to collect all your current creditor statements and any other statements that the attorney will tell you are required for the process. Ensure that the statements also include details of all the outstanding payments irrespective of whether they were through official or unofficial contracts. Always remember that for you to complete the process successfully; there is a lot of paperwork that you will be required to carryout.
Seeking counseling from an attorney will cost you a certain amount of money since a variety of lawyers do not always offer free consultations. In case you may not be in a position of paying for the consultation, there is another way through which you are able to get guidance on how to go about s filing for bankruptcy without an attorney. The best way that you need to pursue is the internet. Whenever you visit the internet, you are able to find resources that can help you out in carrying out the process on your own without even the need for counseling from an attorney. Since the internet is accessible to most people in the world, you are able to obtain the resources and study them at your own convenience.
There are lots of tutorials from the internet that you can rely on for information on how to file for bankruptcy without an attorney. You can freely download the tutorials from the internet at your own time and study them carefully for tips on how to file for bankruptcy without a lawyer. From the tutorials, you are able to obtain ideal solutions to various bankruptcy questions that even certain attorneys may not offer you. After going through the tutorials, you can go ahead and download bankruptcy petition forms to use in the filing process.
After you have obtained the petition forms, you can get down to filling them as instructed. You can either submit the petition online or take it personally to the court for confirmation. In case the petition has been confirmed, you will be given a date on which you will be required to appear in court. The notification of the date of hearing will also be sent out to your creditors. On the day of the hearing, any of the creditors have got the right to oppose your application for declaration of bankruptcy. However, if none of them opposes your move, the court declares you bankrupt.